Why ROTI Is Important For You

Does money have value? Apparently it does and it’s based on all on time.

We keep talking about the time value of money (TVM), which is such an important concept in finance. TVM is used to discount future cash flows to present value. It’s widely used in the valuation (and hence the management) of almost any financial or real asset from shares to bonds to property….

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CFA & Investment Banking: Be Careful What You Wish For

Many youngsters want to get into Investment Banking ( IB) with a big firm. It’s their holy grail. I get many queries on this topic so I’ll dish out some brutally honest advice. I can see the attraction. IB is better paid, you learn a lot and you get big brands on your resume. But it’s tough to get in + you’ll have zero work/life balance + the stress, travel and long hours can burn you out + you may have to work in toxic cultures with grade A assholes….

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